Set 'combine_backing_indices=False' as the default for text and chk indices. We may want them for something like commit according to Robert, though we have to be committing more than 100k new texts for it to matter, and really more than 200k for it to trigger a combine. And it makes a very big difference to 'fetch' performance.
Also, set random_id=True for 'insert_record_stream'. This makes another big win for fetch performance, though we may need to decide if it is genuinely safe.